Does Target Have Apple Pay? Here’s What You Need to Know

Are you a fan of Apple Pay? Do you want to know if Target accepts Apple Pay? Well, you are not alone. In recent years, Apple Pay has become an increasingly popular payment method due to its convenience and security features. In this post, we will provide an ultimate guide on whether or not Target accepts Apple Pay and how to use it if they do. We will also cover other accepted payment methods at Target and compare Apple Pay with other digital payment methods. Additionally, we will answer some frequently asked questions about using Apple Pay at other retailers and online platforms like Walmart, eBay, and Starbucks in Target. By the end of this post, you will have all the information you need to make informed decisions when shopping at Target.

Understanding Apple Pay

Apple Pay is a secure and convenient digital wallet for contactless payments. It stores credit and debit card info on Apple devices and allows purchases in stores, online, and apps. Authentication is done with face ID or touch ID, adding security. It’s compatible with various payment networks and financial institutions.

Benefits of Using Apple Pay

Apple Pay offers a seamless checkout experience, eliminating the need for physical cards and reducing the risk of theft or loss. Users can earn rewards and cashback, and transactions are encrypted for privacy. Apple Pay works with a wide range of merchants, including Target.

The Connection Between Apple Pay and Target

Target accepts Apple Pay in-store and online, with contactless terminals for fast, secure checkouts. This aligns with Target’s commitment to convenient, modern shopping experiences, allowing customers to take advantage of rewards or discounts through Apple Pay.

Apple Pay

How to Use Apple Pay at Target

When making an in-store purchase at Target, simply hold your iPhone or Apple Watch near the contactless payment terminal and authenticate it. For online or app purchases, select Apple Pay at checkout, confirm your payment details, and authenticate. Apple Pay provides a unique transaction code for added security.

Using Apple Pay In-Store at Target

When making a purchase in-store at Target, simply open the Wallet app on your iPhone or Apple Watch and select the card you want to use. Hold your device near the contactless payment terminal until the transaction is confirmed. You can also use Apple Pay at self-checkout registers in Target stores. Apple Pay provides a secure and convenient contactless pay option for in-store purchases at Target. Additionally, for Target app users, you can now conveniently use Apple Pay on the iOS Target app. Add your products to the cart and tap on the Cart tab. In the lower-right corner, you’ll find the Apple Pay button. Tap on it to access the Apple Pay screen, where you can view your default card and information. If needed, you can make any necessary changes.

Using Apple Pay Online or Via the Target App

When making online purchases at or through the Target app, you can use Apple Pay as a contactless digital wallet. Simply select Apple Pay during checkout, authenticate your payment details, and complete the transaction using face ID, touch ID, or passcode. This eliminates the need to manually enter your card number, ensuring a quicker and more secure checkout experience. By choosing Apple Pay option, you can enjoy one-touch payment and trust the widely accepted payment method for seamless online shopping at Target.

What are Other Accepted Payment Methods at Target?

Aside from Apple Pay, Target accepts a variety of payment methods, including major credit cards like Visa, Mastercard, American Express, and Discover. Target also accepts debit cards, personal checks, gift cards, and Target REDcard (debit and credit). Additional options include third-party gift cards, Target PCard, Target Mastercard, and even Alipay. Target aims to offer convenient payment options for all customers, including WIC, a government assistance program that provides nutrition support for low-income women, infants, and children. In addition, some Target stores also accept Campus Cash as a payment method.

Accepted Payment Methods at and Target App

When shopping online at or through the Target app, you can use major credit cards like Visa, Mastercard, American Express, and Discover. and the Target app also accept payment via Target gift cards, Target REDcard (debit and credit), and third-party gift cards. Additional accepted payment methods include PayPal, Apple Pay, Google Pay, and debit cards, such as the Target Debit Card and the Target Credit Card. By offering multiple payment options, including the Target Debit Card and the Target Credit Card, as well as third-party credit cards like Novus, Target aims to provide a convenient and flexible shopping experience for online customers. Accepted payment methods at and the Target app cater to a wide range of customer preferences. Target temporary slips and FSA/HSA payments are also accepted as payment methods for online purchases, ensuring that customers have even more options to complete their transactions securely and conveniently. Third-Party Installment Plans like Affirm, Sezzle, PayPal® Pay in 4, Afterpay, Klarna, and Zip are also accepted at and the Target app.

Accepted Payment Methods at Target Stores

When shopping at Target stores, you can pay with major credit cards like Visa, Mastercard, American Express, and Discover. They also accept Target REDcard (debit and credit), debit cards, personal checks, and cash. Other options include third-party gift cards, merchandise return cards, and Target gift cards with a Visa®, Mastercard®, Discover®, or American Express® logo, providing a range of choices for customers to give their personal and financial information if they wish to apply for a Target RedCard. Additionally, Target stores also accept FSA/HSA cards, allowing customers to conveniently use their healthcare savings accounts for eligible purchases. Diner’s Club International is another accepted credit card at Target stores, giving customers even more payment options.

The Concept of Contactless Payment At Target Stores

Target has embraced contactless payment methods like Apple Pay for a safe and convenient shopping experience. It allows secure transactions without physically touching a payment terminal, minimizing physical contact during checkout. By embracing contactless payment, Target stays at the forefront of modern payment solutions.

Unaccepted Payment Methods at Target

Target does not accept personal checks, money orders, or foreign checks from foreign countries. They also do not accept third-party gift cards or gift certificates. Diner’s Club International cards are not accepted, nor payments in Mexican pesos or other foreign currencies. Additionally, Target does not accept payment through merchandise return cards, mall certificates, or merchant gift cards, except for Starbucks gift cards, which can be used at in-store Starbucks registers. Merchant gift cards from Disney are also not accepted at Target.

Using Apple Pay At Self Checkout in Target

Apple Pay can be conveniently used at self-checkout registers in Target. By simply holding your iPhone or Apple device near the contactless payment reader and authorizing the payment with Face ID or Touch ID, you can experience a quick and secure checkout process. Embracing Apple Pay at Target’s self-checkout system offers a seamless and contactless way to make purchases using your mobile device.

What to do When Apple Pay Gets Declined at Target

If your Apple Pay transaction is declined at Target, try using a different payment method like a credit or debit card. Ensure sufficient funds in your linked bank account or credit card. Check for any restrictions or connection issues. Contact your bank or Target’s customer service for assistance.

How Does Apple Pay Compare with Other Digital Payment Methods?

When it comes to digital payment methods, Apple Pay stands out for its security and convenience. Unlike other options like Google Pay or Samsung Pay, Apple Pay is widely accepted at various retailers, including Target. With advanced security features and a seamless user experience, it’s no wonder why many consumers choose Apple Pay over other digital payment methods.

Apple Pay vs iPhone Wallet

Apple Pay and the iPhone Wallet are two payment methods available on Apple devices. Apple Pay is specifically for contactless payments, while the iPhone Wallet offers additional functionalities like storing boarding passes and event tickets. Both provide convenience and functionality for Apple device users.

Apple Pay vs PayPal

Apple Pay and PayPal are two popular digital payment methods with distinct features and acceptance. Apple Pay enables secure contactless payments on Apple devices using linked cards, while PayPal offers versatility for online and in-person transactions. The choice between them depends on personal preferences and specific payment needs.

Apple Pay vs Amazon Payment Methods

Apple Pay and Amazon’s payment methods serve different purposes within their ecosystems. While Apple Pay is primarily focused on contactless in-person transactions using Apple devices, Amazon offers a range of payment methods including credit cards, debit cards, Amazon Pay, and store-branded credit cards. Apple Pay is widely accepted at various retailers, including Target, whereas Amazon’s payment methods are specific to the Amazon platform. The choice between the two depends on whether you’re making purchases in physical stores or online through Amazon.

Can Apple Pay be Used at Starbucks in Target?

Yes, Apple Pay can be used to make quick and secure payments for your favorite Starbucks drinks and snacks at Target. Simply hold your iPhone or Apple device near the contactless payment reader and authorize the payment with Face ID or Touch ID. Enjoy the convenience of using Apple Pay at Starbucks in Target.

Is Apple Pay Accepted at Walmart?

Apple Pay is accepted at Walmart stores across the United States. Walmart embraces contactless payment methods, including Apple Pay, for a quick and secure checkout experience. Conveniently make purchases by holding your iPhone or Apple device near the contactless payment reader and authorizing with Face ID or Touch ID. Enjoy a seamless shopping experience at Walmart with Apple Pay.

Places Where Apple Pay is Not Accepted

While Apple Pay is widely accepted at many retailers, there are still some places where it may not be accepted. Some smaller businesses or local stores may not have the necessary infrastructure to support contactless payments like Apple Pay. Certain countries or foreign banks may also have limited acceptance of Apple Pay. It’s always a good idea to check with the retailer or establishment beforehand to ensure that Apple Pay is accepted. In such cases, alternative payment methods like credit cards or cash may need to be used.

Can You Use Apple Pay at an ATM?

Apple Pay can be used at most ATMs for contactless payments. It’s a convenient and secure way to withdraw cash, with transactions authenticated through face ID or touch ID. Many ATMs support Apple Pay, allowing you to access your funds without carrying your wallet.

Is Apple Pay Accepted on eBay?

Yes, eBay accepts Apple Pay as a payment method. With Apple Pay, you can enjoy a fast and secure checkout process on eBay. Link your Apple Pay account to your eBay account for seamless transactions and an extra layer of security when making online purchases. Skip entering your credit card information and shop conveniently with Apple Pay on eBay.

Does Target Take Apple Pay – What’s the Final Verdict?

Yes, Target does accept Apple Pay as a payment option. Using Apple Pay on the Target App, too, is not only convenient but also secure. You can make quick contactless payments using your iPhone or iPad, eliminating the need to carry a physical wallet. With face ID or touch ID verification, your transactions are protected.


In conclusion, Apple Pay is a convenient and secure way to make payments, with numerous benefits such as ease of use, faster transactions, and enhanced security features. When it comes to Target, you can use Apple Pay both in-store and through the Target app, making your shopping experience even more seamless. However, it’s important to note that not all places accept Apple Pay, so it’s always a good idea to check before making a purchase. Overall, Apple Pay is widely accepted and offers a convenient and efficient payment option for your everyday needs. So, next time you’re at Target, don’t forget to take advantage of the convenience and security that Apple Pay provides.

Frequently Asked Questions

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